Overview
In Alberta, basic automobile insurance (accident benefits and third party liability) is required by law. Additional insurance coverage (such as collision and comprehensive) is not required by law.
In order to ensure basic coverage is affordable and accessible, Alberta has established a maximum amount that can be charged for basic coverage. While there is no maximum amount set for additional coverage because it is not mandated by law, the Automobile Insurance Rate Board (AIRB) regulates automobile insurance rates in Alberta. The AIRB approves all rating programs for insurers selling basic and additional coverage to Albertans. The AIRB has statutory authority to approve, reject or require changes to Alberta automobile insurance companies’ premium rating program filings. For more information, please see the Automobile Insurance Rate Board website.
Automobile Insurance Rating Factors Framework
The Automobile Insurance Rating Factors Framework is used by the Superintendent of Insurance to inform decisions on what automobile insurance rating factors to allow for use in Alberta. It is also intended to promote openness and transparency about the decision making process for both insurers and Albertans.
- Automobile Insurance Rating Factors Framework (March 19, 2013)
Policies, certificates and application forms
Information and resources related to Direct Compensation for Property Damage (DCPD)
For an explanation of the changes effective January 1, 2022, see the following:
- Notice 03-2021: Direct Compensation for Property Damage (DCPD) Implementation (PDF, 464 KB)
- Interpretation Bulletin 04-2021 – Alberta Automobile Insurance Forms – DCPD Amendments (PDF, 483 KB)
- For a list of insurers and corporations that have signed an undertaking to be bound by DCPD, including when they signed, see the Direct Compensation for Property Damage Undertaking Signatory List (PDF, 171 KB) – updated March 30, 2023. If you are an insurer wishing to sign a DCPD undertaking with the Superintendent, please use this form.
- More information about Automobile insurance reform
Current versions (effective January 1, 2022) and previous versions
- Standard Owner's Automobile Insurance Policy (SPF #1 and SAF #1)
- Current version (effective January 1, 2022)
- Previous version (effective May 1, 2021 to December 31, 2021)
- Previous version (effective September 1, 2013 to April 30, 2021)
- Standard Driver's Automobile Insurance Policy (SPF #2)
- Current version (effective May 1, 2021)
- Standard Garage Automobile Insurance Policy (SPF #4, SAF #4, SRC #4, PCS #1 and #2)
- Current version (effective January 1, 2022)
- Previous version (effective May 1, 2021 to December 31, 2021)
- Previous version (effective January 1, 2014 to April 30, 2021)
- Standard Non-Owned Automobile Insurance Policy (SPF #6)
- Current version (effective May 1, 2021)
- Standard Excess Third Party Liability Automobile Insurance Policy (SPF #7)
- Current version (effective May 1, 2021)
- Standard Lessor's Contingent Automobile Insurance Policy (SPF #8)
- Current version (effective May 1, 2021)
- Standard Transportation Network Automobile Insurance Policy (SPF #9 and SAF #9)
- Current version (effective January 1, 2022)
- Previous version (effective May 1, 2021 to December 31, 2021)
- Previous version (effective July 1, 2016 to April 30, 2021)
Archived
- Standard owner's automobile insurance policy (SPF #1 and SAF #1)
- Previous versions (effective January 2006 to August 2013)
- Standard garage automobile insurance policy (SPF #4 and SAF #4)
- Previous versions (effective September 2007 to December 2013)
Endorsements
The following endorsements may be used by any insurance company licensed to underwrite the class of automobile insurance in Alberta. The use of non-approved automobile insurance endorsements is an offence under the Insurance Act and is subject to prosecution or an administrative penalty.
All standard automobile insurance forms are also commercially available through InformCo (https://www.iaccessPLUS.ca/). Disclaimer: Links to other websites are provided solely for your convenience. The Government of Alberta does not control, endorse, or guarantee the accuracy, completeness, efficacy and timeliness of other websites, and is not responsible for the privacy practices of other websites. Read our complete disclaimer.
About endorsements
Endorsements (also referred to as riders) amend an existing insurance contract by adding, deleting, excluding or otherwise altering the scope of the original policy. In Alberta, automobile policy endorsement forms are separated into 2 categories:
- Standard Endorsement Forms (SEF) that have been approved for use by the Superintendent of Insurance; and
- Conditionally Approved Endorsements (CAE) that are non-standard endorsement forms approved by the Superintendent of Insurance for use by a particular insurance company wishing to address specific needs of its clients.
Pursuant to section 551 of the Insurance Act: “No insurer may use a form of application, policy, endorsement, or renewal or continuation certificate in respect to automobile insurance other than a form approved by the Superintendent of Insurance”.
About Conditionally Approved Endorsements (CAEs)
The following endorsement list does not include CAEs for which individual insurers have received approval to use. Bulletin 03-2015 (PDF, 76 KB) describes the information required from an insurer in order for the Superintendent of Insurance to consider approving a CAE. Copies of CAEs are available from insurers directly. If you wish to confirm whether a non-standard CAE has been approved for use by the Superintendent of Insurance, please contact us.
Standard Endorsement Forms (SEFs) approved for use in Alberta
These endorsements may be used by any insurance company licensed to underwrite the class of automobile insurance in Alberta. The use of non-approved automobile insurance endorsements is an offence under the Insurance Act and is subject to prosecution or an administrative penalty.
Please note: only the endorsements below are available. To receive a copy of other endorsement forms, please contact your insurance agent, your insurance forms provider, or email our office at [email protected].
Endorsement form amendments effective March 1, 2023
Pursuant to section 551 of the Insurance Act , the Superintendent of Insurance approved 3 new and 7 amendments to standard endorsement forms (SEFs), effective March 1, 2023. For details see:
- Notice 06-2023: New Standard Endorsement Forms: 26(B) Single Deductible Per Occurrence Endorsement, 45(A) and 45(B) Extension of Termination Notice Period Endorsements (PDF, 129 KB)
- Interpretation Bulletin 05-2023: Amended Standard Endorsement Forms: 26(A) Disappearing Deductible(s) Endorsement, 44 Family Protection Endorsement, 81 Garage Family Protection Endorsement, 90 Limitation to Operation of Automobiles by Partners, Officers and Employees Endorsement (PDF, 139 KB)
- Bulletin 04-2023: DCPD Deletion Endorsement Forms (PDF, 168 KB)
Endorsement form amendments effective June 1, 2022
Pursuant to section 551 of the Insurance Act , the Superintendent of Insurance approved amendments to 53 standard endorsement forms (SEFs), effective June 1, 2022. For details see:
- Interpretation Bulletin 03-2022: Alberta Automobile Insurance Standard Endorsement Forms Amendments (PDF, 137 KB).
- Form amendments applicable to Direct Compensation for Property Damage are listed in Superintendent’s Interpretation Bulletin 04-2021 (PDF, 402 KB).
SEFs approved for use in Alberta
- SEF #2 – Designated Operator(s) Drive Other Automobiles Endorsement
- SEF #2 – effective January 1, 2022 (PDF, 412 KB)
- SEF #3 – Drive Government Automobile Endorsement
- SEF #3 – effective January 1, 2022 (PDF, 408 KB)
- SEF #4A – Permission to Carry Explosives Endorsement
- SEF #4A – effective June 1, 2022 (PDF, 550 KB)
- SEF #4A – previous version – effective to July 31, 2023 (PDF, 164 KB)
- SEF #4B – Permission to Carry Radioactive Materials Endorsement
- SEF #4B – effective June 1, 2022 (PDF, 552 KB)
- SEF #4B – previous version – effective to July 31, 2023 (PDF, 182 KB)
- SEF #5A – Permission to Lease – Specified Lessee Endorsement
- SEF #5A – effective January 1, 2022 (PDF, 418 KB)
- SEF #5B – Permission to Lease – Unspecified Lessee Endorsement
- Note: this endorsement was formerly SEF #5C (split for leased vehicles only)
- SEF #5B – effective June 1, 2022 (PDF, 547 KB)
- SEF #5C – previous version – effective to July 31, 2023 (PDF, 145 KB)
- SEF #5C – Permission to Rent Endorsement
- Note: this endorsement was formerly SEF #5C (split for rented vehicles only)
- SEF #5C – effective June 1, 2022 (PDF, 540 KB)
- SEF #5C – previous version – effective to July 31, 2023 (PDF, 145 KB)
- SEF #5D – Conversion Coverage Endorsement
- SEF #5D – effective June 1, 2022 (PDF, 288 KB)
- SEF #5D – previous version – effective to July 31, 2023 (PDF, 150 KB)
- SEF #6A – Carry Passengers for Compensation or Hire Endorsement
- SEF #6A – effective June 1, 2022 (PDF, 472 KB)
- SEF #6A – previous version – effective to July 31, 2023 (PDF, 109 KB)
- SEF #6B – School Transportation Endorsement
- SEF #6B – effective June 1, 2022 (PDF, 550 KB)
- SEF #6B – previous version – effective to July 31, 2023 (PDF, 195 KB)
- SEF #6C – Public Passenger Vehicles Endorsement
- SEF #6C – effective June 1, 2022 (PDF, 550 KB)
- SEF #6C – previous version – effective to July 31, 2023 (PDF, 32 KB)
- SEF #6D – Driver Training Services Endorsement
- SEF #6D – effective June 1, 2022 (PDF, 545 KB)
- SEF #6D – previous version – effective to July 31, 2023 (PDF, 189 KB)
- SEF #6F – Public Passenger Automobile Endorsement
- SEF #6F – effective June 1, 2022 (PDF, 542 KB)
- SEF #6F – previous version – effective to July 31, 2023 (PDF, 256 KB)
- SEF #8A – Named Person Property Damage Reimbursement Endorsement (Section A – Third Party Liability)
- SEF #8A – effective June 1, 2022 (PDF, 553 KB)
- SEF #8A – previous version – effective to July 31, 2023 (PDF, 203 KB)
- SEF #8B – Property Damage Reimbursement Endorsement (Section A – Third Party Liability)
- Note: this endorsement was formerly SEF #8
- SEF #8B – effective June 1, 2022 (PDF, 551 KB)
- SEF #8 – previous version – effective to July 31, 2023 (PDF, 167 KB)
- SEF #9 – Marine Use Excluded Endorsement (Amphibious Vehicles)
- SEF #9 – effective June 1, 2022 (PDF, 545 KB)
- SEF #9 – previous version – effective to July 31, 2023 (PDF, 111 KB)
- SEF #13D – Limitation of Glass Coverage Endorsement
- SEF #13D – effective June 1, 2022 (PDF, 386 KB)
- SEF #13D – previous version – effective to July 31, 2023 (PDF, 150 KB)
- SEF #13H – Existing Hail Damage - Deletion of Hail Coverage Endorsement
- SEF #13H – effective June 1, 2022 (PDF, 547 KB)
- SEF #13H – previous version – effective to July 31, 2023 (PDF,197 KB)
- SEF #16 – Suspension of Coverage Endorsement
- SEF #16 – effective January 1, 2022 (PDF, 385 KB)
- SEF #16 – previous version – effective to December 31, 2021 (PDF, 173 KB)
- SEF #17 – Reinstatement of Coverages Endorsement
- SEF #17 – effective June 1, 2022 (PDF, 544 KB)
- SEF #17 – previous version– effective to July 31, 2023 (PDF, 153 KB)
- SEF #18 – Replacement Cost Endorsement
- SEF #18 – effective January 1, 2022 (PDF, 583 KB)
- SEF #19A – Valued Automobile(s) Endorsement
- SEF #19A – effective June 1, 2022 (PDF, 545 KB)
- SEF #19A – previous version – effective to July 31, 2023 (PDF, 140 KB)
- SEF #19B – Limitation of Amount Endorsement
- Note: this endorsement was formerly SEF #19
- SEF #19B – effective June 1, 2022 (PDF, 542 KB)
- SEF #19 – previous version – effective to July 31, 2023 (PDF, 129 KB)
- SEF #20 – Loss of Use Endorsement
- SEF #20 – effective June 1, 2022 (PDF, 545 KB)
- SEF #20 – previous version – effective to July 31, 2023 (PDF, 188 KB)
- SEF #21A – Monthly Reporting Basis Fleet Endorsement
- SEF #21A – effective January 1, 2022 (PDF, 361 KB)
- SEF #21A – previous version – effective to December 31, 2021 (PDF, 136 KB)
- SEF #21B – Blanket Basis Fleet Endorsement
- SEF #21B – effective January 1, 2022 (PDF, 456 KB)
- SEF #21B – previous version – effective to December 31, 2021 (PDF, 297 KB)
- SEF #21C – Monthly Reporting Basis Fleet Omission Endorsement
- SEF #21C – effective January 1, 2022 (PDF, 340 KB)
- SEF #21C – previous version – effective to December 31, 2021 (PDF, 305 KB)
- SEF #21D – Blanket Basis Fleet Omission Endorsement
- SEF #21D – effective January 1, 2022 (PDF, 434 KB)
- SEF #21D – previous version – effective to December 31, 2021 (PDF, 298 KB)
- SEF #22 – Damage to Property of Passengers Endorsement
- SEF #22 – effective January 1, 2022 (PDF, 383 KB)
- SEF #23A – Lienholder, Mortgagee or Assignee Endorsement
- SEF #23A – effective January 1, 2022 (PDF, 370 KB)
- SEF #23B – Lienholder, Mortgagee or Assignee Endorsement (Broad Form)
- SEF #23B – effective January 1, 2022 (PDF, 395 KB)
- SEF #24 - Fire and Rescue Equipment Endorsement
- SEF #24 – effective June 1, 2022 (PDF, 450 KB)
- SEF #24 – previous version – effective to July 31, 2023 (PDF, 113 KB)
- SEF #25A – Alteration Endorsement
- SEF #25A – effective January 1, 2022 (PDF, 448 KB)
- SEF #26A- Disappearing Deductible(s) Endorsement
- Note: this endorsement was formerly SEF #26
- SEF #26A – effective March 1, 2023 (PDF, 166 KB)
- SEF #26B – Single Deductible Per Occurrence Endorsement
- SEF #26B - effective March 1, 2023 (PDF, 160 KB)
- SEF #27 – Legal Liability for Damage to Non-Owned Automobile Endorsement
- SEF #27 – effective June 1, 2022 (PDF, 584 KB)
- SEF #27 – previous version – effective to July 31, 2023 (PDF, 260 KB)
- SEF #28A – Reduction of Coverage as Respects to Operation on Airport Property
- SEF #28A – effective June 1, 2022 (PDF, 556 KB)
- SEF #28A – previous version – effective to July 31, 2023 (PDF, 466 KB)
- SEF #28B – Reimbursement of Claim Paid on Airport Property
- SEF #28B – effective June 1, 2022 (PDF, 551 KB)
- SEF #28B – previous version – effective to July 31, 2023 (PDF, 466 KB)
- SEF #28C – Named Person(s) Reduction of Coverage Endorsement
- Note: this endorsement was formerly SEF #28
- SEF #28C – effective June 1, 2022 (PDF, 564 KB)
- SEF #28 – previous version – effective to July 31, 2023 (PDF, 194 KB)
- SEF #29 – Named Person(s) Additional Coverage Endorsement
- SEF #29 – effective January 1, 2022 (PDF, 399 KB)
- SEF #30A – Attached Machinery, Apparatus or Equipment Exclusion Endorsement: Sections A.1 and C
- SEF #30A – effective March 1, 2023 (PDF, 153 KB)
- SEF #30A – previous version – effective June 1, 2022 to April 30, 2024 (PDF, 550 KB)
- SEF #30A – previous version – effective to July 31, 2023 (PDF, 139 KB)
- SEF #30B – Attached Machinery, Apparatus or Equipment Exclusion Endorsement Section A – Third Party Liability and Section B – Accident Benefits
- Note: this endorsement was formerly SEF #30
- SEF #30B – effective June 1, 2022 (PDF, 553 KB)
- SEF #30 – previous version – effective to July 31, 2023 (PDF, 154 KB)
- SEF #31 – Non-Owned Equipment Endorsement
- SEF #31 – effective June 1, 2022 (PDF, 547 KB)
- SEF #31 – previous version – effective to July 31, 2023 (PDF, 184 KB)
- SEF #32 – Off-Highway Vehicle Endorsement
- SEF #32 – effective June 1, 2022 (PDF, 552 KB)
- SEF #32 – previous version – effective to July 31, 2023 (PDF, 166 KB)
- SEF #35 – Emergency Service Expense Endorsement
- SEF #35 – effective June 1, 2022 (PDF, 545 KB)
- SEF #35 – previous version – effective to July 31, 2023 (PDF, 9 KB)
- SEF #37 – Limitation to Automobile Electronic Accessories and Electronic Equipment Endorsement
- SEF #37 – effective June 1, 2022 (PDF, 563 KB)
- SEF #37 – previous version – effective to July 31, 2023 (PDF, 161 KB)
- SEF #38 – Specified Limit(s) – Automobile Electronic Accessories and Electronic Equipment Endorsement
- SEF #38 – effective June 1, 2022 (PDF, 571 KB)
- SEF #38 – previous version – effective to July 31, 2023 (PDF, 203 KB)
- SEF #39A – At-Fault Accident Waiver Endorsement
- Note: this endorsement was formerly SEF #39
- SEF #39A – effective June 1, 2022 (PDF, 571 KB)
- SEF #39 – previous version – effective to July 31, 2023 (PDF, 197 KB)
- SEF #39B – Designated Operator Traffic Safety Conviction Rating Waiver Endorsement
- SEF #39B – effective June 1, 2022 (PDF, 559 KB)
- SEF #39B – previous version – effective to July 31, 2023 (PDF, 189 KB)
- SEF #40 – Fire and Theft Deductible Endorsement
- SEF #40 – effective June 1, 2022 (PDF, 581 KB)
- SEF #40 – previous version – effective to July 31, 2023 (PDF, 139 KB)
- SEF #43R – Limited Waiver of Depreciation Endorsement
- SEF #43R – effective January 1, 2022 (PDF, 579 KB)
- SEF #43R(L) – Specified Lessee Limited Waiver of Depreciation Endorsement
- SEF #43R(L) – effective January 1, 2022 (PDF, 583 KB)
- SEF #44 – Family Protection Endorsement
- SEF #44- effective March 1, 2023 (PDF, 250 KB)
- SEF #44 - previous version - effective August 1, 1999 to April 30, 2024 (PDF, 99 KB)
- SEF #45A – Extension of Termination Notice Period (Other than for Misrepresentation) Endorsement
- Note: not for use in respect to private passenger automobiles
- SEF #45A- effective March 1, 2023 (PDF, 170 KB)
- SEF #45B – Extension of Termination Notice Period (Other than for Misrepresentation) Endorsement
- Note: not for use in respect to private passenger automobiles
- SEF #45B – effective March 1, 2023 (PDF, 165 KB)
- SEF #49A –DCPD Deletion Endorsement
- SEF #49A- effective March 1, 2023 (PDF, 168 KB)
- SEF #49B – Blanket Basis DCPD Deletion Endorsement
- SEF #49B- effective March 1, 2023 (PDF, 168 KB)
- SEF #60 – Legal Liability for Damage to Non-Owned Automobile Endorsement
- Note: for attachment only to a Standard Driver's Automobile Insurance Policy (SPF #2)
- SEF #60 – effective June 1, 2022 (PDF, 590 KB)
- SEF #60 – previous version – effective to July 31, 2023 (PDF, 389 KB)
- SEF #70 – Named Person(s) Collision or Upset Endorsement
- Note: for attachment only to a Garage Automobile Insurance Policy (SPF #4)
- SEF #70 – effective June 1, 2022 (PDF, 463 KB)
- SEF #70 – previous version – effective to July 31, 2023 (PDF, 90 KB)
- SEF #71 – Owned Automobiles Exclusion Endorsement
- Note: for attachment only to Garage Automobile Policy (SPF #4)
- SEF #71 – effective January 1, 2022 (PDF, 388 KB)
- SEF #72 – Multiple Alteration Endorsement
- Note: for attachment only to Garage Automobile Policy (SPF #4)
- SEF #72 – effective January 1, 2022 (PDF, 313 KB)
- SEF #73 – Financed Automobiles Exclusion Endorsement
- Note: for attachment only to a Garage Automobile Insurance Policy (SPF #4)
- SEF #73 – effective June 1, 2022 (PDF, 559 KB)
- SEF #73 – previous version – effective to July 31, 2023 (PDF, 111 KB)
- SEF #74 – Open Lot Pilferage Endorsement – Owned Automobiles
- Note: (For attachment only to a Garage Automobile Insurance Policy (SPF #4)
- SEF #74 – effective June 1, 2022 (PDF, 561 KB)
- SEF #74 – previous version – effective to July 31, 2023 (PDF, 100 KB)
- SEF #75 – Open Lot Pilferage Endorsement – Customers' Automobiles
- Note: for attachment only to a Garage Automobile Insurance Policy (SPF #4)
- SEF #75 – effective June 1, 2022 (PDF, 563 KB)
- SEF #75 – previous version – effective to July 31, 2023 (PDF, 115 KB)
- SEF #76 – Additional Insured Endorsement Broad Form
- Note: for attachment only to a Garage Automobile Insurance Policy (SPF #4)
- SEF #76 – effective June 1, 2022 (PDF, 463 KB)
- SEF #76 – previous version – effective to July 31, 2023 (PDF, 119 KB)
- SEF #77 – Legal Liability for Comprehensive Damage to Customers' Automobile Endorsement (Including Open Lot Pilferage)
- Note: for attachment only to a Garage Automobile Insurance Policy (SPF #4)
- SEF #77 – effective June 1, 2022 (PDF, 586 KB)
- SEF #77 – previous version – effective to July 31, 2023 (PDF, 261 KB)
- SEF #78 – Named Person(s) Reduction of Coverage Endorsement
- Note: for attachment only to a Garage Automobile Insurance Policy (SPF #4)
- SEF #78 – effective June 1, 2022 (PDF, 582 KB)
- SEF #78 – previous version – effective to July 31, 2023 (PDF, 286 KB)
- SEF #79 – Fire and Theft Deductible Endorsement
- Note: for attachment only to a Garage Automobile Insurance Policy (SPF #4)
- SEF #79 – effective June 1, 2022 (PDF, 563 KB)
- SEF #79 – previous version – effective to July 31, 2023 (PDF, 106 KB)
- SEF #80 – Specified Owned Automobile Physical Damage Coverage Endorsement
- Note: for attachment only to a Garage Automobile Insurance Policy (SPF #4)
- SEF #80 – effective June 1, 2022 (PDF, 586 KB)
- SEF #80 – previous version – effective to July 31, 2023 (PDF, 270 KB)
- SEF #81 – Garage Family Protection Endorsement
- Note: for attachment only to a Garage Automobile Insurance Policy (SPF #4)
- SEF #81 – effective March 1, 2023 (PDF, 225 KB)
- SEF #90 – Limitation to Operation of Automobiles by Partners, Officers and Employees Endorsement
- Note: for attachment only to a Non-owned Automobile Policy (SPF #6)
- SEF #90 – effective March 1, 2023 (PDF, 151 KB)
- SEF #91 – Limitation to Operation of Automobiles by Named Person(s) Endorsement
- Note: for attachment only to a Non-Owned Automobile Insurance Policy (SPF #6)
- SEF #91 – effective June 1, 2022 (PDF, 466 KB)
- SEF #91 – previous version – effective to July 31, 2023 (PDF, 128 KB)
- SEF #92 – Limitation to Hired Automobiles and Automobiles Operated Under Contract Endorsement
- Note: for attachment only to a Non-Owned Automobile Insurance Policy (SPF #6)
- SEF #92 – effective June 1, 2022 (PDF, 558 KB)
- SEF #92 – previous version – effective to July 31, 2023 (PDF, 109 KB)
- SEF #93 – Limitation to Automobiles Owned by Named Person(s) Endorsement
- Note: for attachment only to a Non-Owned Automobile Insurance Policy (SPF #6)
- SEF #93 – effective June 1, 2022 (PDF, 463 KB)
- SEF #93 – previous version – effective to July 31, 2023 (PDF, 125 KB)
- SEF #94 – Legal Liability for Damage to Hired Automobiles Endorsement
- Note: for attachment only to a Non-Owned Automobile Insurance Policy (SPF #6)
- SEF #94 – effective June 1, 2022 (updated November 2022) (PDF, 588 KB)
- SEF #94 – previous version – effective to July 31, 2023 (PDF, 403 KB)
- SEF #95 – Limitation to Business Conducted at Specified Locations Endorsement
- Note: for attachment only to a Non-Owned Automobile Insurance Policy (SPF #6)
- SEF #95 – effective June 1, 2022 (PDF, 467 KB)
- SEF #95 – previous version – effective to July 31, 2023 (PDF, 125 KB)
- SEF #96 – Contractual Liability Endorsement
- Note: for attachment only to a Non-Owned Automobile Insurance Policy (SPF #6)
- SEF #96 – effective June 1, 2022 (PDF, 555 KB)
- SEF #96 – previous version – effective to July 31, 2023 (PDF, 124 KB)
- SEF #97 – Operation by Individual Named Insured Endorsement
- Note: for attachment only to a Non-Owned Automobile Insurance Policy (SPF #6)
- SEF #97 – effective June 1, 2022 (PDF, 559 KB)
- SEF #97 – previous version – effective to July 31, 2023 (PDF, 125 KB)
- SEF #99 – Leased Vehicle Exclusion Endorsement
- Note: for attachment only to a Non-Owned Automobile Insurance Policy (SPF #6)
- SEF #99 – effective June 1, 2022 (PDF, 558 KB)
- SEF #99 – previous version – effective to July 31, 2023 (PDF, 149 KB)
- SEF #101 – Public Passenger Automobile Endorsement
- Note: for attachment only to an Excess Automobile Insurance Policy (SPF #7)
- SEF #101 – effective June 1, 2022 (PDF, 464 KB)
- SEF #101 – previous version – effective to July 31, 2023 (PDF, 31 KB)
Insurance company lists, including contact information
- List of insurers licensed in Alberta, including classes licensed (PDF, 352 KB)
- List of insurers no longer licensed in Alberta (PDF, 346 KB)
Complaints
See Insurance consumer complaints for information on claim or policy complaints including the Dispute Resolution Process, insurance conduct complaints and insurance industry information.
Forms
See Insurance forms for:
- Accident Benefit Claim and Minor Injury Prescribed Forms and registers
- Motor vehicle inspection report form
Ride-for-hire services
Protect yourself: use online or mobile apps to order ride-for-hire services
If you street-hail an app-based ride-for-hire service (like Uber or Tapp Car), you may not have access to insurance protection, accident benefits or compensation for injuries under Alberta law.
Always protect yourself and order your ride through the ride-for-hire service’s online or mobile app.
Standard automobile insurance policy – Transportation Network Companies
- Standard automobile insurance policy - Transportation Network Companies (TNCs) (SPF #9 and SAF #9) - approved for use in Alberta effective July 1, 2016.
- For more information, see Superintendent of Insurance Bulletin 04-2016 (PDF, 91 KB).
Insurance background information
- Transportation Network Company regulation and insurance driven by safety and fairness (News release, June 28, 2016)
- Government announces go-forward plan for emerging ride-for-hire services in Alberta (News release, February 29, 2016)
- Online Bulletin: Know the risks before participating in ride sharing services (July 27, 2015)
- Superintendent of Insurance Notice 02-2015 – Caution regarding Ride Sharing Services and Insurance (PDF, 63 KB) (July 27, 2015)
Operating Transportation Network Companies in Alberta
For information on driver and vehicle registration and recordkeeping requirements for transportation network companies operating in Alberta, see Ride-for-hire services.
Sign up for updates
Subscribe to get our insurance publications by email
Contact
If you have trouble opening fillable PDF forms, see the Forms page for instructions.
Connect with the Office of the Alberta Superintendent of Insurance:
Hours: 8:15 am to 4:30 pm (open Monday to Friday, closed statutory holidays)
Phone: 780-643-2237
Toll free: 310-0000 before the phone number (in Alberta)
Fax: 780-420-0752
Email: [email protected]
Address:
Alberta Superintendent of Insurance
Alberta Treasury Board and Finance
Financial Sector Regulation and Policy
402 Terrace Building
9515 107 Street
Edmonton, Alberta T5K 2C3
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