Debt repayment agent licence

Get a licence to work as a debt repayment agent for an agency acting for debtors in Alberta.

Overview

A debt repayment agent is a collector employed by a debt repayment agency to act for or deal with debtors.

If you do not require this licence, you do not need to proceed further.

How to apply

You will need to provide:

  • a completed application form
  • a criminal record check or police information check
  • payment for a licensing fee

To get started, follow the instructions below to save and open the application form.

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Application form

Application for a Collector or Debt Repayment Agent Licence

Your responsibilities

Licence holders must notify Service Alberta and Red Tape Reduction in writing within 15 days of ceasing to carry on the activities for which the licence was issued.

It is your responsibility to ensure your licence is in force as long as you continue to do business. Once your licence is issued make note of the expiry date and ensure your licence is renewed prior to this date.

Licensees must be able to provide confirmation of licensing on request. This can be done by providing a copy of the licence or by providing other confirmation that the individual is properly licensed. This can include providing their licence number.

Compliance

Note: applicant, directors, officers and partners are required to read the Consumer Protection Act and its regulations associated with this licence and understand that certain sections are of significance, including but not limited to the specific sections noted below.

Consumer Protection Act

Collection and Debt Repayment Practices Regulation

  • Section 12.1 regarding knowledge of the legislation and prohibited collection practices

General Licensing and Security Regulation

Copies of legislation can be obtained from the Alberta King’s Printer.

Contact

Connect with the Consumer Contact Centre:

Hours: 8:15 am to 4:30 pm (open Monday to Friday, closed statutory holidays)
Phone: 780-427-4088
Toll free: 1-877-427-4088 (in Alberta)
Email: [email protected]