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Part of Subject areas

Career education and financial literacy

Highlights of the career education and financial literacy curriculum.

Overview

Career education and financial literacy equips students with the knowledge and skills needed to explore career opportunities and manage money effectively. This multidisciplinary subject helps students envision fulfilling careers and make informed decisions in the real world.

Through career education, students foster self-awareness, discover real-world career options and appreciate the diverse range of careers and how each contributes meaningfully to communities and society. To develop financial literacy, students learn about money management, saving, responsible spending, credit and debit cards, banking, budgeting, goal setting and planning. By developing decision-making skills in career education and financial literacy, students support their overall well-being and self-awareness and make informed decisions that align with their goals and aspirations.

In kindergarten to Grade 6, career education and financial literacy development are part of the multidisciplinary physical education and wellness curriculum.

Find out what is next for K to 12 curriculum renewal

Learn more (updated August 2025)

Draft 7 to 9 Career education and financial literacy

  • What we heard

    We considered feedback from multiple engagement activities and heard some common themes: 

    • Earlier exposure to career education and financial literacy: More dedicated content, such as a stand-alone course, related to career education and financial literacy is needed before students begin high school.
    • Readiness for careers: Additional content is needed to better prepare students with knowledge and skills to be future ready.
    • Financial literacy education: More content is needed at every grade level to build financial literacy skills and help students make informed decisions about their finances.
  • What we updated

    We made the following content updates to address:

    • Career education and financial literacy course: A new stand-alone course for career education and financial literacy was developed building upon content covered in physical education and wellness K-6 and expanding on content currently included in 7-9 programs of study.
    • Earlier exposure to career education and financial literacy: Draft curriculum combines career education and financial literacy in grades 7, 8 and 9. Career exploration, career opportunities and financial literacy are present as organizing ideas in every grade.
    • Readiness for careers: Dedicated content emphasizes self-knowledge and career exploration to support student pursuit of educational and career goals. Students are introduced to a broad range of volunteer and work-integrated learning opportunities to ensure smooth transitions after high school.
    • Financial literacy education: Clear expectations for students to develop financial literacy in every grade foster growth and development of responsible financial habits early in life.

Current and new curriculum comparison

The following table shows how elements of career education and financial literacy in the current program of studies (7 to 9 health and life skills and senior high school career and life management) both published in 2002, compare to elements in the draft 7 to 9 career education and financial literacy curriculum. The comparisons provide examples and do not represent all the changes that were made. 

 Current programs of study (2002)New curriculum (August 2025) examples
Curriculum/ disciplinary knowledge and skillsCareer education and financial literacy development are integrated into the health and life skills 7-9 program of studies and are not addressed as distinct disciplines.

Learning about career education is generally addressed, with few specific outcomes per grade.
There is a strong emphasis on career education and financial literacy in grades 7 to 9 in a stand-alone curriculum. 

Purposeful career education provides clear learning expectations for each grade.
 
Career explorationStudent exploration of careers is integrated into the general outcome of Life Learning Choices for grades 7 to 9.Purposeful career exploration is an organizing idea for grades 7 to 9.  
Career opportunitiesStudents learn about volunteerism to develop their interests and career goals.Students learn about volunteering, work-integrated learning experiences, work-related experiences and entrepreneurship opportunities to strengthen their readiness for the future.  
Financial literacyFinancial literacy is primarily addressed in high school, embedded in career and life management (CALM).Clear expectations for students to learn about financial literacy are in every grade, 7-9, as part of a specific organizing idea with clear progressions.

Snapshot by grade

Note: In kindergarten to Grade 6, career education and financial literacy development are part of the multidisciplinary physical education and wellness curriculum, which was implemented in 2022. 

View the K to 6 Physical education and wellness curriculum on new LearnAlberta.

Draft 7 to 9 career education and financial literacy curriculum was released in Fall 2025.

  • Kindergarten
    Kindergarten
    • Recognize Canadian coins and bills by color, size and images.
    • Understand that money is used to buy things (goods and services).
    • Explore the value of different Canadian coins and bills.
    • Learn that money can be exchanged for items in daily life.
    • Identify personal strengths and talents.
  • Grade 1
    Grade 1
    • Identify and sort Canadian money: coins, bills, debit and credit cards.
    • Understand that money can be earned, saved, spent, shared, or borrowed.
    • Learn about goods and services and how money is exchanged for them.
    • Begin to distinguish between needs and wants.
    • Describe personal strengths and abilities.
    • Recognize how individual and group characteristics are unique and valued.
  • Grade 2
    Grade 2
    • Make decisions about spending, saving and sharing money.
    • Understand that money is limited and choices have trade-offs.
    • Practice money-related decision making in real-life contexts.
    • Begin to distinguish between needs and wants and how it impacts spending money.
    • Learn the difference between paid work and volunteer work.
    • Examine ways individuals can positively contribute to communities through various roles.
  • Grade 3
    Grade 3
    • Develop good money habits: budgeting, saving, donating.
    • Set and work toward short and long-term financial goals.
    • Describe strategies that support responsible financial management.
    • Learn about banking practices like savings accounts.
    • Examine the requirements, purposes and expectations of a variety of roles and occupations.
    • Learn how roles can connect to specific life and career stages.
    • Opportunities to develop talents, attributes, strengths, self-regulation and resilience.
  • Grade 4
    Grade 4
    • Examine factors influencing spending: price, quality, needs vs. wants.
    • Understand currency and digital money (credit, debit, prepaid).
    • Identify banking tools: online banking, interest, e-transfers.
    • Explore career roles and how they vary across cultures and communities.
    • Understand how volunteering builds confidence and skills related to work.
    • Learn strategies that support perseverance and resilience.
    • Identify ways volunteering can contribute to a sense of belonging.
  • Grade 5
    Grade 5
    • Create and manage budgets for personal or group activities.
    • Differentiate between short-term and long-term financial goals.
    • Examine components of a budget.
    • Explore consumer choices and what influences them.
    • Reflect upon opportunities to make meaningful contributions to the community.
    • Develop perseverance, resilience and reflect upon life experiences and learning opportunities.
  • Grade 6
    Grade 6
    • Investigate borrowing and investing: risks, benefits, and decision-making.
    • Understand factors influencing financial decisions: marketing, trends, budgeting.
    • Learn about investment options: stocks, real estate, digital currencies.
    • Explore career readiness through independence and personal development.
    • Relate personal skills and interests to various life roles.
    • Plan for potential volunteerism opportunities in the school and community.
    • Apply goal setting and motivation strategies to support lifelong learning.
  • Grade 7 icon
    Grade 7
    • Explore self-image in relation to goals and career aspirations.
    • Describe the importance of lifelong learning.
    • Examine the influence of life experiences on employment preferences.
    • Explore how work-life balance influences employment decisions.
    • Discuss how workplaces promote belonging and safety.
    • Identify influences on savings and spending decisions.
    • Learn about strategies to save money while managing or budgeting finances.
  • Icon for Grade 8
    Grade 8
    • Relate self-awareness and career exploration to goals.
    • Investigate career information and potential educational opportunities from a variety of sources.
    • Use skills, including communication, collaboration, teamwork, decision-making, and time management to enhance employability.
    • Explore how personal experiences, community influences, and access to opportunities can shape career choices.
    • Create open-ended plans to support transitions.
    • Identify strategies that can support financial well-being, such as budgeting, saving, economizing, goals setting and planning.
    • Explore types of services and products financial institutions provide.
  • Icon for Grade 9
    Grade 9
    • Assess personal strengths and opportunities for growth.
    • Explore educational requirements related to career clusters and career pathways of interest.
    • Make connections between formal and informal experiences and the development of job-specific skills.
    • Engage in program and career planning related to high school completion.
    • Develop strategies that can help manage transitions.
    • Explain risks and benefits related to digital identity in the attainment of employment.
    • Compare various types of investment products.
    • Examine factors that influence financial security.