The Medical Liability Reimbursement (MLR) Program provides partial reimbursement to eligible physicians for medical liability insurance fees. Physicians who meet MLR Program deadlines and eligibility requirements pay the deductible and the Alberta government pays the rest.
Annual fees for medical liability insurance are set by the Canadian Medical Protection Association (CMPA) and vary widely depending on type of work. In 2020, fees range from $2,040 to $47,352.
The Alberta government assumed responsibility for administering the MLR Program from the Alberta Medical Association (AMA) in 2020. The Alberta government is committed to holding the MLR Program deductible at the current $1,000 rate for physicians who live and practice in eligible rural communities (based on the Rural Remote Northern Program), regardless of specialty, as well as for all family physicians in Alberta, including those with enhanced skills.
Read the list of eligible rural communities (PDF, 111 KB)
Urban specialists will pay varying deductibles according to specialty, ranging from $1,200 to $4,000.
Download the table of deductibles by specialty (PDF, 335 KB)
MLR Program eligibility
Physicians are eligible for reimbursement for the duration when they are:
- a regulated member of the College of Physicians and Surgeons of Alberta (CPSA), holding a practice permit issued under the Health Professions Act
- entitled to receive payment of benefits under the Alberta Health Care Insurance Plan pursuant to the Alberta Health Care Insurance Act (Act)
- a member of the CMPA
- determined by the CMPA to practice in Alberta as the physician’s primary province.
Eligible physicians will need to apply for reimbursement through the MLR program. The application only needs to be completed once and will remain in effect until a request is made for modifications or the physician becomes ineligible and needs to reapply.
Applications are accepted on a continuous basis. However, all applications must be submitted by December 31 to receive reimbursement for the current year.
Eligibility for reimbursement is assessed quarterly against information about insured services provided and CMPA membership in the previous quarter. For some physicians new to Alberta, this may mean reimbursement will not occur until at least one quarter has passed and eligibility can be verified.
Complete the application form
Download the MLR Program application form (PDF, 122 KB). (Right-click on the link and save the form to your computer, then open the form on your computer.) You will need Adobe Reader 8 or higher. Complete and submit all relevant attachments as required.
Our reimbursement process underwent legal, privacy and security checks to ensure that personal and sensitive information is handled in accordance with provincial law and standards.
We strongly encourage application using email. However, if you do not wish to submit your completed form by email, you may print the form and send it, along with your bank documentation to:
Medical Liability Reimbursement Program
10th Floor, ATB Place North
10025 Jasper Avenue NW
Edmonton, Alberta T5J 1S6
Submitting your application by mail will require manual processing and may delay reimbursement.
New request or Update/Change
If you are completing this form for the first time, select 'New request' even if you participated in the Medical Liability Reimbursement Program through the Alberta Medical Association in the past. The 'Update/Change' option may be used in the future if you wish to update eligibility or banking information.
Submit your completed application by email
When you press the submit button on the form, it will attempt to attach the completed form through your email application. If your email application does not open automatically, save the completed form and attach it, along with your banking document, in your email to firstname.lastname@example.org.
Send the saved electronic version of the application form. DO NOT submit a scanned copy of the application form.
Physicians who pay their CMPA fees annually, including those who participate in the early reimbursement program, will receive an annual reimbursement from Alberta Health. Based on information transferred from the CMPA, the full reimbursement entitlement for the current year will be deposited directly into the physician’s bank account.
For those in the early reimbursement program, CMPA will delay its withdrawal of fees until September 1, 2020. Physicians are encouraged to submit their applications as soon as possible if they wish to receive reimbursement prior to this date.
Reimbursements made under the MLR Program may be subject to adjustment or repayment as permitted or required by law.
Physicians who pay their CMPA fees monthly will receive quarterly reimbursements from Alberta Health. Based on quarterly information transferred from the CMPA, the quarterly reimbursement entitlement for the eligible months will be deposited directly into the physician’s bank account.
For 2020, new applicants will receive an initial reimbursement for 2 quarters. Quarterly payments for the remainder of the year will be made in October 2020 and January 2021.
Connect with Alberta Health about the MLR Program: