All vehicle owners in Alberta are required to have valid liability insurance. There are a few who do not, and they usually don’t have the money to pay for the personal injuries or death that they have caused. Sometimes the at-fault driver flees the scene of the accident, and the injured victim doesn’t know who to sue.
The Motor Vehicle Accident Claims Program was created in 1947 by the establishment of the Motor Vehicle Accident Claims Act. The goal of the program is to protect the victims injured by uninsured or unknown drivers by ensuring they have a place where they can sue and receive payment for their personal injuries. Due to the uninsured or unknown nature of the at-fault drivers, these victims would often not be able to claim any damages for their injuries otherwise.
MVAC’s maximum combined payment for all victims of an accident is $200,000. If there is more than one claimant to an accident, and the total value of all claims exceeds $200,000, then each claimant will receive a proportional share of the $200,000 maximum.