Disaster Recovery Program

The program provides financial assistance for uninsurable loss and damage caused by emergencies and disasters.


The Disaster Recovery Program (DRP) does not cover costs, damage or loss that could have been covered by insurance. A local authority must first apply to the Alberta Emergency Management Agency (AEMA) for a DRP, and be approved, before individuals may apply for assistance.

The 2023 DRP for Overland flooding in the towns of Edson and Whitecourt and the counties of Yellowhead and Woodlands closed February 26, 2024. There are no open DRPs.

The DRP is a conditional grant that provides local governments, ministry departments, and private-sector applicants financial assistance to help in recovery after a natural disaster. The DRP includes a cost-sharing policy where the Alberta government will provide assistance for 90% of eligible disaster costs and the impacted community and eligible applicants are responsible for the remaining 10%.

Disaster financial assistance can only be secured by a local authority (municipality, Metis Settlement) after a DRP is in place. Local authorities must contact AEMA after a natural disaster before a DRP can be established, and a state of local emergency does not have to be in place to qualify for a DRP. Once a DRP is in place, homeowners can apply to help restore property to pre-disaster functional condition.

Homeowner funding limits

There is $500,000 funding cap per homeowner application, and a one-time limit on disaster financial assistance per property address. This policy has been in place since 2021 disaster events and is not retroactive to DRPs prior to 2021.

Changes to the DRP in 2021 encourage Albertans to mitigate disaster risks by:

  • purchasing appropriate insurance
  • reducing property development in high-risk areas
  • relocating to less disaster prone areas
  • mitigating their properties

Review all DRP changes before you apply.

See the DRP homeowner property search to see if your property has received assistance since 2021.

First Nation's reserve properties need to contact Indigenous Services Canada.

Image of the DRP Program

*Note: Steps 3-4 could take several months, decisions are dependent on the quality of submission from the local authority.

Eligibility and funding

Only apply if your local authority has been approved for DRP funding.

Public-sector applicants

Public sector refers to municipalities, Metis Settlements and Government of Alberta departments.

When a disaster or major emergency occurs in the province, the Alberta Emergency Management Agency monitors the events to gather information. As data becomes available, the agency assesses the need for a Disaster Recovery Program.

The Alberta Emergency Management Agency (AEMA) will provide application forms to affected municipalities for the submission of timely and accurate information about the damage in their area.

Government of Alberta ministries submit applications to Government of Alberta Recovery Initiatives by email: [email protected].

Eligible applicants under a DRP:

  • homeowner or residential tenant
  • small business or landlord
  • agricultural operations
  • condominium associations
  • not-for-profit organizations or cooperatives

For more information see the DRP changes information sheet.

Insurance responsibility

It is your responsibility to protect your home (personal property) or business/farm. Insurance is a well-known form of risk transfer, where coverage of a risk is obtained from an insurer in exchange for ongoing premiums paid to the insurer. When someone has chosen not to ensure their property when insurance was available, they accept the risks.

The DRP does not cover costs for losses or damages to property that could have been insured. The DRP only helps with damage, loss and costs caused by perils that are considered uninsurable by the Government of Alberta. See what hazards and perils are covered by insurance:

Approved programs

The application period for private sector applicants (for examle homeowners, tenants, landlords) is open for 90 days after the announcement of an approved DRP.

Apply online

If your approved DRP is open and you are and eligible applicant listed above, follow these steps:

Step 1. Get an Alberta.ca Account

You need an Alberta.ca Account to complete an online DRP application.

If you do not have an account, sign up at the Alberta.ca Account website.

Step 2. Fill out the online application

Use this fact sheet when filling out your application:

Once your Alberta.ca Account is activated:

Application forms if you cannot apply online

Use these fact sheets when filling out your application:

Download and fill out the form that applies to you:

Fillable PDF forms do not open properly on some mobile devices and web browsers.

If you are having problems opening the form, contact PDF form technical support.

Step 2. Submit the form

Email your completed form to [email protected] or mail your completed form to:

Alberta Emergency Management Agency
5th Floor, Terrace Building
9515 107 Street NW
Edmonton, Alberta   T5K 2C1


DRP Application for Review (Appeal)
Changes to the Disaster Recovery Program

Current guidelines

Alberta private sector disaster assistance guidelines [2021]
Alberta public sector disaster assistance guidelines [2021]


Declaration de perte et de dommages Petite entreprise
Declaration de perte et de dommages Demande personelle
Appui aux propriétaires et locataires d’habitation
Appui aux petites entreprises et aux propriétaires bailleurs
Appui aux exploitations agricoles
Appui aux organismes et coopératives sans but lucratif


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Tulong para sa mga residente at mga nangungupahan
Pahayag ng Pagkawala at Pinsala Maliit na Negosyo
Mga maliliit na negosyo at mga landlords
Tulong para sa pagpapatakbo ng agrikultura
Tulong para sa mga hindi kumikitang samahan at negosyong kooperatiba


Connect with the Alberta Emergency Management Agency:

Hours: 8:15 am to 4:30 pm (open Monday to Friday, closed statutory holidays)
Phone: 1-888-671-1111
Email: [email protected]

Alberta Emergency Management Agency
5th Floor, Terrace Building
9515 107 Street NW
Edmonton, Alberta  T5K 2C1