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Part of Search public engagements

Auto insurance engagement

Albertans shared input to help inform government actions to make auto insurance more affordable, stable and sustainable.

Overview

We received input to help inform long-term changes to make auto insurance in the province more affordable and fair – and to bring auto insurance rates down for good.

Albertans shared their thoughts on 5 core principles guiding auto insurance reform and options.

Status

  • Open

  • Results under review

  • Completed

    November 2024

Who is listening

Ministry of Treasury Board and Finance

Input received

Online survey

Albertans shared their thoughts on 5 core principles guiding auto insurance reform and options through an online survey between April 26 to June 26, 2024.

Read the Automobile Insurance Changes Consultations report to find out what we heard. 

Core principles

  • Affordability – Albertans should have access to affordable auto insurance.
  • Stability – Albertans deserve stable costs and a stable auto insurance industry.
  • Simplicity – Alberta’s auto insurance system should be simple and easy to understand, including insurance policies, benefits, coverage and prices.
  • Care focused – Alberta's auto insurance system should provide Albertans with the coverage and benefits they need when they are injured in an automobile accident so they can recover as quickly and fully as possible.
  • Accountability – Alberta's auto insurance system should keep drivers accountable for their driving habits and actions.

Outcomes

Alberta's government is planning to implement a 'Care-First' auto insurance system in Alberta on January 1, 2027. This would be privately-delivered, allowing Albertans to continue choosing their insurers in a competitive market.

The Care-First system would focus on providing improved medical, rehabilitation, and income support benefits for all Albertans injured in collisions, while continuing to hold at-fault drivers accountable through higher premiums.

Learn more about Alberta’s auto insurance reforms and how they provide more benefits, faster care and lower prices for Albertans.