Senior homeowners with low income who do not qualify for a SHARP loan may be eligible for a grant.
Seniors Home Adaptation and Repair Program (SHARP) grants may be available to eligible senior homeowners with low income who do not qualify for a SHARP loan to help with certain home repairs. You must submit a completed SHARP application to be considered for a grant.
If you meet all loan eligibility requirements and have sufficient home equity, you are not eligible for a grant.
You may be eligible for a grant if you and your spouse/partner (if applicable) are:
- not eligible for a SHARP loan
- 65 years of age or older (only one spouse/partner needs to be 65)
- Canadian citizen(s) or have been lawfully admitted to Canada for permanent residence
- Alberta resident(s) and have lived in Alberta for at least 3 months
- senior(s) with income below the SHARP grant income thresholds
- receiving or have applied for all other eligible seniors financial assistance
Your property may qualify for a grant if it is your primary residence (where you normally reside). Second homes, such as summer homes, rental properties and commercial properties, do not qualify.
You must have one of the following ownership interests:
- mobile homeowner on non-owned land
- registered life estate
- a settlement member who is a holder of a Metis title in accordance with the Metis Settlements Act
- fee simple owner (and not eligible for a SHARP loan)
You may be eligible for a grant if you are a:
- single senior with a total annual income of $27,690 or less
- senior couple with a total combined annual income of $44,965 or less
The following deductions from total income may be considered:
- Adjustments for Pension Income Splitting
- Registered Disability Savings Plan Income
- Canada Pension Plan Death Benefit
- Supplementary Accommodation Benefit (A supplement paid to seniors in long-term care or designated supportive living; would be identified and deducted by Alberta Seniors and Housing)
Considered home repairs
The maximum assistance available per household is $5,000 in a benefit year and $15,000 in a lifetime.
The benefit year starts July 1 of one year and finishes June 30 of the following year.
Eligibility for the SHARP grant is based on the date the home repair was completed. The cost of the home repair must be $500 or more. Multiple home repairs can be combined toward the $500 minimum.
Only basic and essential repairs may be funded. Renovations or upgrades are not considered.
Additional eligibility criteria may apply.
The following home repairs may be considered under the SHARP grant:
|Home repair||Maximum funded||Number funded in a lifetime|
|Bathroom repair||$5,000||No limit|
|Carpet replacement to hard surface||$1,500||No limit|
|Electrical repair||$5,000||No limit|
|Furnace repair||$3,000||No limit|
|Garage roof repair/replacement||$1,200||1|
|Hot water tank repair||$700||No limit|
|Hot water tank||$700||1|
|House roof repair/replacement||$2,900||1|
|Mobile home leveling||$2,000||1|
|Mobile home skirting||$1,600||1|
|Plumbing repair||$5,000||No limit|
|Sewer/septic tank repair||$5,000||No limit|
|Sump pump repair||$5,000||No limit|
|Well repair||$5,000||No limit|
How to apply
Step 1: Read the information guide
Step 2: Complete the application form and agreement
Complete and sign the Loan Application and Agreement, included in the Information Guide.
Please ensure you have included all the information needed to support your application.
Step 3: Mail the completed form
Mail the completed application to:
Seniors Home Adaptation and Repair Program
PO Box 1050 STN Main
Edmonton, Alberta T5J 2M1
After you apply
SHARP staff will review your application and may contact you or your contractor by phone for additional information.
When the review of your application is complete, you will receive written notification of your eligibility.
If a loan is approved, you will not be eligible for a grant.
If the maximum grant amount you are eligible for covers part of the cost of your repair, you are responsible for the remaining amount. Confirmation that you are able to pay the remaining amount may be requested.
If you applied with an estimate rather than a receipt, you will be asked to send in receipts showing that you purchased and paid for the home repair(s) for which you received a SHARP grant.
Consumer information and cancellation rights
Consult the home renovation tipsheet before hiring a contractor.
Under this program you have cancellation rights if you sign a contract for home repairs, adaptations and renovations and it is determined you are not eligible for a loan.
Services or materials agreed to in the contract cannot be accepted by you (for example, services received or installed) before you are notified by the program that you are ineligible for a loan or you will lose your cancellation rights.
To enable your cancellation rights you must apply to SHARP within 45 days of the date you sign the contract. If you cancel a contract within 30 days of receiving notification from the program that you are ineligible for a loan, you are not required to begin or pay for the home repairs, adaptations and renovations agreed to in the contract. The contractor must refund any money you have paid to them under the contract within 15 days.
If you are eligible for a loan, you do not have cancellation rights under SHARP, but you may have other rights under the Consumer Protection Act.
Contractors interested in learning more about their responsibilities when dealing with cancellations and contracts for SHARP applicants should visit here.
To connect with the Alberta Supports Contact Centre:
Seniors Home Adaptation and Repair Program (SHARP)
PO Box 1050 STN Main
Edmonton, Alberta T5J 2M1