Hardship Exemption Application

Hardship Exemption Application

Under the New Home Buyer Protection Act, all new homes must have new home warranty coverage for the 10‑year protection period, unless the Registrar has granted an authorization, designation, or exemption. A home cannot be sold or offered for sale without warranty coverage unless a hardship exemption is approved.

A hardship exemption may be considered where denying it would cause undue or financial hardship, including financial distress or insolvency.

To apply, complete and submit this form.

Form

Applicant information

I am an owner builder

I am an owner or interested party

I am a builder

Owner builder, owner or interested party information

Applicant last name

Applicant first name

Applicant email

Applicant phone number

Co-applicant last name

Co-applicant first name

Co-applicant email

Co-applicant phone number

Owner builder authorization number (if applicable)

Builder information

Builder name

Builder licence number

Representative information

Representative last name

Representative first name

Representative role

Representative email

Representative phone number

Attachment(s) - supporting documents

Maximum 10 files.
20 MB limit.
Allowed types: pdf, doc, docx, xls, xlsx, jpg, jpeg.

Provide any other information you believe to be relevant to your application that has not yet been provided.

Acknowledgement and agreement (must be completed by all applicants)

I confirm that all statements and information provided herein are true and correct to the best of my knowledge. I further recognize that any misrepresentation or false statement may result in the rejection or cancellation of my hardship exemption application and be subject to compliance and enforcement actions in accordance with applicable laws.

I understand that the compliance officers, on behalf of Government of Alberta, may review my eligibility. I acknowledge that I must give the information or documents required to verify any information that is provided in this application.

Please note:

If the hardship exemption is approved, the Registrar will register a caveat against the certificate title, which will run with the land and will not be removed unless either the required new home warranty coverage is obtained, or the protection period expires.
The applicant has the right to appeal a decision to the Lands and Property Rights Tribunal within 30 days of being informed of the decision.

Summary of Financial Information – Appendix A

Income

Please fill in all applicable monthly and annual household income.

Source(s)	Applicant monthly income	Applicant annual income	Spouse or partner monthly income	Spouse or partner annual income
Salary/Wages	1	2	3	4
Canada Pension Plan	1	2	3	4
Old Age Security	1	2	3	4
Guaranteed Income Supplement	1	2	3	4
Alberta Seniors Benefit	1	2	3	4
Registered Retirement Savings Pension	1	2	3	4
Investment/Annuity/Interest/Dividends	1	2	3	4
Veterans Affairs Canada Pension	1	2	3	4
Social Assistance/Alberta Works	1	2	3	4
Employment Insurance	1	2	3	4
Child Support/Alimony	1	2	3	4
Workers Compensation	1	2	3	4
Other	1	2	3	4
Other	1	2	3	4
Other	1	2	3	4
Total income	1	2	3	4

Assets

What is the current market value of all assets in the household?

Source(s)	Applicant assets	Spouse or partner assets
Cash/Bank Accounts	1	2
Non-Registered Stocks	1	2
Bonds	1	2
Pension	1	2
RSP or Other Registered Funds	1	2
Accounts & Notes Receivable	1	2
Life insurance	1	2
Vehicle(s) (cars, trucks, motorcycles, trailers, motor homes, boats, etc.)	1	2
Corporate /Business Interest (any interest you hold, directly or indirectly, in any corporation, unincorporated business, partnership, trust, joint venture etc.)	1	2
Real estate (any interest in land, including leasehold interests and mortgages, whether or not you are registered as owner. Include the estimated market value of your interest)	1	2
Other	1	2
Other	1	2
Other	1	2
Total assets	1	2

Expenses and liabilities

Write down the current market value of all liabilities in each section.

Source(s)	Applicant expenses or liabilities	Spouse or partner expenses or liabilities
Expenses (household expenses, rent, utilities, groceries, and any other miscellaneous expenses)	1	2
Secured debts (mortgages, lines of credit, car loans, and any other debt secured against an asset that you own)	1	2
Unsecured debts (bank loans, personal loans, lines of credit, overdrafts, credit cards, and any other debts that you have)	1	2
Other	1	2
Other	1	2
Other	1	2
Total liabilities	1	2

If the form cannot be submitted, it has incorrect/incomplete information. Scroll up to see the impacted fields. You may have to expand the Property accordions to see the errors.

The personal information collected through the New Home Buyer Protection System is for application purposes under the New Home Buyer Protection Act. This collection is authorized by section 4 of the Protection of Privacy Act sections 4 (a) and (c) and the New Home Buyer Protection Act section 8 (2). For questions about the collection of personal information, contact the Residential Protection Program at [email protected] or 1-866-421-6929.

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Hardship Exemption Application

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Summary of Financial Information – Appendix A