Recovering from a disaster is difficult. The Government of Alberta makes it easier by providing financial assistance through a conditional grant program after emergencies and disasters that cause uninsurable loss and damage.
Disaster financial assistance may be accessed after a municipality applies for a Disaster Recovery Program on behalf of their residents. Once a program is created, residents and other applicants may then apply for financial assistance. A state of local emergency does not have to be declared in order to receive financial assistance under a Disaster Recovery Program.
Not all disasters qualify for the program. To qualify the disaster must:
- be considered an extraordinary event
- not be covered by typical average insurance policies (insurance is not reasonably or readily available for the type of disaster)
- have caused widespread damage to property (an event is considered widespread if the disaster has caused damage to property over multiple areas and/or jurisdictions, extending over a large area or number of people)
To be considered an extraordinary event, disasters must also meet the following criteria:
- rainfall – rainfall measures at least a 1 in 25-year level for urban areas, and a 1 in 50-year level for rural areas
- streamflow – flooding caused by a waterway exceeds a 1 in 100-year level
- ice jams – winter and ice levels are reviewed and compared to previous data before they can be considered extraordinary
The Disaster Recover Program only covers costs for disasters that are considered uninsurable. Visit insurable disasters for more information.
Public sector refers to municipalities, Metis Settlements, and Government of Alberta departments.
When a disaster or major emergency occurs in the province, Alberta Emergency Management Agency becomes aware of the circumstances, and monitors the events to gather information. As data becomes available, the agency assesses the need for a Disaster Recover Program.
Please refer to the Alberta Public Sector Disaster Assistance Guidelines for eligible items and limitations.
The Alberta Emergency Management Agency (AEMA) will provide application forms to affected municipalities for the submission of timely and accurate information about the damage in their area. Part 1 of the application must be submitted within 30 days of the event start date.
To submit a Municipal and Metis Settlement application, or for more information, send Part 1 to the AEMA Field Officer from your region for more information.
Government of Alberta ministries submit applications to Government of Alberta Recovery Initiatives by email: firstname.lastname@example.org.
Homeowner, tenant and small business applicants
Due to the pandemic, the processing of applications from previous disaster events may be affected. As a result, applicants may experience delays with in-person evaluations and payments. Although this is a difficult time, we will continue to provide you with updates on your file as often as possible.
Homeowner, tenant and small business applicants, also known as private-sector applicants, include the following:
- residential tenants
- small businesses
- farming operations
- condominium associations
- non-profit organizations and co-operatives
For more information on approved programs and how to apply, visit Disaster Recovery Programs.
Please refer to the Alberta Homeowner, Tenant and Small Business Disaster Assistance Guidelines for eligible items and limitations.
Connect with the Alberta Emergency Management Agency:
Alberta Emergency Management Agency
5th Floor, Terrace Building
9515 107 Street NW
Edmonton, Alberta T5K 2C1